CookedAF Terms of Service

1. Acceptance of These Terms

These Terms of Service (the "Terms") form a binding legal agreement between you ("you" or "user") and [Registered Entity Name], a [Delaware limited liability company / corporation] with its principal place of business at [Registered Business Address] ("CookedAF," "we," "us," or "our"), governing your access to and use of the website at cookedaf.ai and any related applications, content, tools, and services (collectively, the "Service").

By accessing or using the Service, creating an account, or clicking "I agree" (or similar), you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Privacy Policy and Affiliate Disclosure, each of which is incorporated by reference. If you do not agree to these Terms, you must not access or use the Service.

These Terms contain provisions that materially affect your legal rights, including a binding individual arbitration agreement and a class-action waiver in Section 13, a disclaimer of warranties in Section 9, and a limitation of liability in Section 10. Please read them carefully.

The effective date of these Terms is June 9, 2026. We may update these Terms as described in Section 14.

2. Eligibility

The Service is intended solely for adults located in jurisdictions where use of an informational sports-betting analytics tool is lawful. By accessing or using the Service, you represent and warrant that:

• You are at least 21 years of age;
• You are accessing the Service from, and are a resident of, a jurisdiction in which doing so is legal, and you will comply with all laws applicable to you, including laws governing online sports wagering and prediction markets in your state and locality;
• You are not located in, under the control of, or a national or resident of any jurisdiction subject to U.S. embargo or sanctions, and you are not on any U.S. government list of prohibited or restricted parties;
• You are not barred from using the Service, from sports wagering, or from related activity under any applicable law, court order, self-exclusion program, or operator-level exclusion; and
• All information you provide to us is accurate and complete.

The Service is directed primarily to users in the United States and is not directed to anyone under 21 years of age. We may, in our sole discretion, refuse the Service to any person, verify eligibility, or use geofencing and other controls to restrict access. Sportsbook deep links are geofenced to U.S. states with legal online sports betting; prediction-market links may be shown more broadly. The availability of any link or feature is not a representation that your use of a third-party operator is legal where you are located, which remains your responsibility to determine.

3. Nature of the Service — Informational Only; We Take No Wagers

CookedAF is an informational analytics and research tool only. This is the most important thing for you to understand before using the Service.

• CookedAF is NOT a sportsbook. We do not accept, place, broker, facilitate, settle, or pay out bets or wagers of any kind.
• CookedAF is NOT a broker, dealer, exchange, or prediction market. We do not match orders, hold positions, or execute transactions.
• CookedAF holds NO customer funds. We never take deposits, never hold a betting balance, and never handle wager stakes or payouts. We do not collect payment card numbers directly; subscription payments are processed by Stripe (see Section 5).
• CookedAF is NOT a financial, investment, or tax adviser, and does NOT provide betting, financial, or investment advice. Nothing on the Service is a recommendation, solicitation, or offer to place any bet or to buy, sell, or hold any contract, security, or instrument.

What the Service actually does is informational: it computes no-vig (de-vigged) fair odds, expected value (EV), and estimated true hit probabilities; it performs best-price line shopping across sportsbooks; it lets you assemble hypothetical parlays; and it uses AI to flag potentially mispriced legs. NBA is the first sport covered.

All outputs — including fair odds, EV, probabilities, and AI flags — are model-based estimates generated from third-party data, not statements of fact, guarantees, or certainties. They may be incomplete, delayed, or inaccurate. You are solely responsible for any decision you make, and any actual wager you choose to place is made entirely at your own discretion and risk with a separate, independent third-party operator — not with CookedAF. See Section 8 regarding the absence of any guarantee of winnings and your assumption of the risk of loss.

4. Accounts and Security

Certain features require you to register for an account. When you create an account, you agree to provide accurate, current, and complete information and to keep it updated. We collect your account email and authentication/session data to operate your account; please see our Privacy Policy for details.

You are responsible for:

• Maintaining the confidentiality of your login credentials;
• All activity that occurs under your account, whether or not authorized by you; and
• Promptly notifying us at support@cookedaf.ai of any unauthorized access or use, or any other suspected breach of security.

You may not share, sell, or transfer your account, use another person's account without permission, or create an account using false information or on behalf of anyone under 21. We are not liable for any loss or damage arising from your failure to safeguard your credentials. We may suspend or terminate an account that we reasonably believe has been compromised, is being used in violation of these Terms, or is held by an ineligible user.

5. Subscriptions, Billing, and Refunds

The Service offers a free tier ("Free") and a paid subscription tier ("Pro"). Features and limits of each tier are described on the Service and may change over time.

Billing through Stripe Paid subscriptions are billed through our third-party payment processor, Stripe. By subscribing to Pro, you authorize us and Stripe to charge your selected payment method the applicable fees, plus any taxes. We do not collect or store your full payment card number; that information is handled by Stripe under Stripe's own terms and privacy policy. You represent that you are authorized to use the payment method you provide.

Auto-renewal Unless otherwise stated at purchase, Pro subscriptions automatically renew at the end of each billing period (for example, monthly or annually) at the then-current price, and your payment method will be charged automatically on each renewal date until you cancel. Prices may change; we will give you advance notice of a price change as required by applicable law, and continued use after the change takes effect constitutes acceptance.

Cancellation You may cancel auto-renewal at any time through your account settings or the billing portal, or by emailing support@cookedaf.ai. Cancellation stops future renewals; it takes effect at the end of your current paid billing period, and you will retain Pro access until then.

Refunds Except where a refund is required by applicable law, subscription fees are non-refundable, and we do not provide refunds or credits for partial billing periods, unused time, or features you did not use. We may, in our sole discretion and as a one-time courtesy, grant a refund in individual cases, which does not obligate us to do so in any other case. If we materially fail to provide the Service, your remedies are limited as set out in Sections 9 and 10.

Free trials and promotions Any free trial or promotional offer is subject to its stated terms. Unless you cancel before the trial or promotional period ends, you may be automatically charged the applicable subscription fee.

6. Acceptable Use and Prohibited Conduct

You agree to use the Service only for your own lawful, personal, non-commercial, informational purposes and in compliance with these Terms and all applicable laws. You agree that you will not, and will not attempt to or permit others to:

• Use the Service if you are under 21, are barred from sports wagering, are subject to self-exclusion, or are located where such use is unlawful;
• Use the Service in furtherance of any illegal gambling activity, money laundering, fraud, or other unlawful conduct;
• Scrape, crawl, harvest, or use bots, spiders, or automated means to access, copy, or extract data, odds, probabilities, or other content from the Service, except as expressly permitted;
• Resell, redistribute, sublicense, republish, or commercially exploit the Service or its outputs (including odds, EV figures, probabilities, or AI flags), or operate a competing or derivative product or data feed;
• Reverse engineer, decompile, disassemble, or attempt to derive the source code, models, or underlying algorithms of the Service, except where such restriction is prohibited by law;
• Circumvent, disable, or interfere with geofencing, rate limiting, authentication, security, or access controls, or access the Service from a restricted jurisdiction by using a VPN, proxy, or false location;
• Probe, scan, or test the vulnerability of, or otherwise compromise, the Service or its systems, or introduce malware, viruses, or other harmful code;
• Misuse affiliate links or attribution identifiers, including click fraud, cookie stuffing, or manipulation of subids or affiliate tracking;
• Use the Service's AI features to generate unlawful, infringing, or harmful content, or to develop a competing model; or
• Impersonate any person or entity, or misrepresent your affiliation, age, location, or identity.

We may investigate suspected violations and may suspend or terminate access, remove content, and cooperate with law enforcement. You are responsible for any activity conducted through your account.

7. Third-Party Operators, Affiliate Links, and Data

The Service displays information about, and links out to, independent third-party operators, including sportsbooks (such as Hard Rock Bet, BetMGM, and DraftKings, geofenced to U.S. states with legal online sports betting) and prediction markets (such as Kalshi and Polymarket). We also rely on third-party processors and data providers, including an odds data provider (for example, The Odds API), analytics providers, Anthropic (for AI features), and cloud hosting providers.

These operators and providers are independent third parties and are not owned or controlled by CookedAF. When you click out to an operator, you leave the Service and any account you open, deposit you make, wager you place, and balance you hold are solely between you and that operator under its terms, eligibility rules, and privacy practices. We do not endorse, guarantee, or assume responsibility for any third-party operator, its odds, its availability, its handling of your funds, or its conduct, and we are not a party to any transaction between you and an operator.

We may earn affiliate commissions when you click out to, register with, or transact with certain operators, and we use affiliate-attribution cookies and identifiers (subids) for this purpose. The existence of a commission relationship does not change the informational nature of the Service or constitute a recommendation that you wager. For details on these relationships, please see our Affiliate Disclosure. Third-party odds and data are provided "as is," may be delayed, capped, or inaccurate, and may differ from the prices actually offered by an operator at the time you act.

8. No Guarantee of Winnings; Assumption of Risk of Loss

There is no guarantee of winning, and CookedAF makes no promise, representation, or warranty that you will profit, win any bet, or avoid losses by using the Service.

Sports wagering and prediction-market trading involve real and substantial risk of financial loss. You can lose money, including all of the money you wager. Positive expected value (EV), favorable de-vigged odds, high estimated hit probability, and AI "mispriced leg" flags are statistical, model-based estimates derived from third-party data — not certainties, predictions of outcomes, or assurances of any result. Even a wager with positive estimated EV can and frequently does lose, and past results do not predict future outcomes.

By using the Service, you knowingly and voluntarily assume all risk associated with any wagering or trading decision you make, and you agree that any such decision is yours alone, made at your own discretion and risk with an independent third-party operator and not with CookedAF.

Responsible gambling. Please play responsibly and only with money you can afford to lose. If you or someone you know may have a gambling problem, help is available:

• Call 1-800-GAMBLER;
• Visit the National Council on Problem Gambling (NCPG) at ncpgambling.org; and
• Use state self-exclusion programs and the deposit limits, time limits, and self-exclusion tools offered by operators.

The Service is not a treatment for, and is not intended for use by, anyone experiencing problem gambling.

9. Intellectual Property and License

The Service, including its software, models, design, text, graphics, computed odds, EV calculations, probability estimates, AI outputs, and other content (excluding your content and third-party data), and all related intellectual property rights, are owned by CookedAF or its licensors and are protected by United States and international intellectual property laws. "CookedAF" and our logos are our trademarks; you may not use them without our prior written consent.

Subject to your compliance with these Terms, we grant you a limited, personal, non-exclusive, non-transferable, non-sublicensable, revocable license to access and use the Service and its outputs for your own personal, non-commercial, informational use only. All rights not expressly granted are reserved.

If you submit any feedback, suggestions, or ideas about the Service, you grant us a perpetual, irrevocable, worldwide, royalty-free license to use them for any purpose without obligation or compensation to you. Third-party odds, data, and operator marks remain the property of their respective owners and are used subject to the rights of those owners and any applicable data-provider terms.

10. Disclaimers of Warranties

THE SERVICE, INCLUDING ALL CONTENT, DATA, ODDS, EV FIGURES, PROBABILITIES, AI OUTPUTS, AND LINKS, IS PROVIDED "AS IS" AND "AS AVAILABLE," WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND. To the fullest extent permitted by law, CookedAF and its officers, directors, employees, agents, suppliers, licensors, and processors disclaim all warranties, whether express, implied, statutory, or otherwise, including any implied warranties of merchantability, fitness for a particular purpose, title, accuracy, and non-infringement, and any warranties arising from course of dealing or usage of trade.

Without limiting the foregoing, we do not warrant that:

• The Service or any output will be accurate, reliable, complete, current, error-free, or uninterrupted;
• Computed odds, EV, probabilities, or AI flags will be correct, will match the prices actually offered by any operator, or will result in any profit or winning outcome;
• Defects will be corrected, or that the Service or its servers are free of viruses or harmful components; or
• The Service will meet your requirements or be available in your jurisdiction.

Any material obtained through the Service is accessed at your own discretion and risk, and you are solely responsible for any resulting decision. No advice or information, whether oral or written, obtained from the Service creates any warranty not expressly stated in these Terms. Some jurisdictions do not allow the exclusion of certain warranties, so some of the above exclusions may not apply to you.

11. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY LAW, IN NO EVENT WILL COOKEDAF OR ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS, OR PROCESSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, GOODWILL, DATA, OR — WITHOUT LIMITATION — ANY GAMBLING, WAGERING, BETTING, OR TRADING LOSSES, ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF (OR INABILITY TO USE) THE SERVICE, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND WHETHER BASED ON CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER THEORY.

Because CookedAF takes no wagers, holds no funds, and is informational only, we are not responsible for any wager you place, any decision you make, the conduct or solvency of any third-party operator, or any losses you incur with an operator.

OUR TOTAL CUMULATIVE LIABILITY FOR ALL CLAIMS ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE WILL NOT EXCEED THE GREATER OF (A) THE TOTAL AMOUNTS YOU PAID TO US FOR THE SERVICE IN THE TWELVE (12) MONTHS IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS (US$100).

These limitations are an essential part of the bargain between you and us and apply even if a limited remedy fails of its essential purpose. Some jurisdictions do not allow the exclusion or limitation of certain damages, so some of the above may not apply to you; in such cases, our liability is limited to the maximum extent permitted by law.

12. Indemnification

You agree to defend, indemnify, and hold harmless CookedAF and its officers, directors, employees, agents, suppliers, and licensors from and against any and all claims, demands, actions, losses, liabilities, damages, costs, and expenses (including reasonable attorneys' fees) arising out of or relating to:

• Your access to or use of the Service;
• Your violation of these Terms or any applicable law or regulation, including gambling, age, or jurisdictional laws;
• Any wager, transaction, account, or dispute between you and a third-party operator;
• Your violation of the rights of any third party, including intellectual property or privacy rights; or
• Any content or information you submit through the Service.

We reserve the right, at our own expense, to assume the exclusive defense and control of any matter otherwise subject to indemnification by you, in which case you agree to cooperate with our defense. You may not settle any matter affecting us without our prior written consent.

13. Governing Law, Arbitration, and Class-Action Waiver

Governing law These Terms and any dispute arising out of or relating to them or the Service are governed by the laws of the State of Delaware, USA [adjustable], without regard to its conflict-of-laws rules, and by the Federal Arbitration Act with respect to arbitration. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

Informal resolution Before filing any claim, you agree to first contact us at support@cookedaf.ai and attempt to resolve the dispute informally for at least sixty (60) days. Many disputes can be resolved this way.

Binding arbitration Except as set out below, you and CookedAF agree that any dispute, claim, or controversy arising out of or relating to these Terms or the Service will be resolved exclusively by final and binding individual arbitration, rather than in court, administered by a recognized arbitration provider [e.g., the American Arbitration Association] under its applicable rules then in effect, before a single arbitrator. The arbitration will be conducted in the English language and seated in [County, Delaware], unless you and we agree otherwise or applicable law requires a different location, and judgment on the award may be entered in any court of competent jurisdiction.

Class-action and jury-trial waiver YOU AND COOKEDAF AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN AN INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, CONSOLIDATED, OR REPRESENTATIVE PROCEEDING. The arbitrator may not consolidate more than one person's claims or preside over any form of class proceeding. You and CookedAF also waive any right to a jury trial.

Exceptions and opt-out Notwithstanding the above, either party may (a) bring an individual claim in small-claims court if it qualifies, and (b) seek injunctive or equitable relief in court to protect intellectual property or prevent unauthorized access to the Service. You may opt out of this arbitration agreement by sending written notice to support@cookedaf.ai within thirty (30) days of first accepting these Terms, stating your name and intent to opt out; opting out does not affect any other provision. If the class-action waiver is found unenforceable as to a particular claim, that claim will proceed in court, but the remainder of this Section will continue to apply.

14. Termination

These Terms remain in effect while you use the Service. You may stop using the Service at any time and may close your account by contacting support@cookedaf.ai or using available account controls. Closing your account or cancelling Pro is subject to Section 5 (no refunds for the unused portion of a paid term unless required by law).

We may suspend or terminate your access to all or part of the Service at any time, with or without cause or notice, including if we reasonably believe you have violated these Terms, are ineligible (for example, under 21 or located in a restricted jurisdiction), have engaged in fraudulent or unlawful activity, or if we discontinue the Service.

Upon termination, your license to use the Service ends and you must stop using it. Provisions that by their nature should survive termination — including Sections 3 and 8 (informational nature and assumption of risk), 9 (intellectual property), 10 through 13 (disclaimers, limitation of liability, indemnification, and dispute resolution), and this Section — will survive.

15. Changes to These Terms

We may modify these Terms from time to time. When we make material changes, we will update the "last updated" date and take reasonable steps to notify you, such as by posting a notice on the Service or, where appropriate, emailing the address associated with your account.

Changes become effective when posted unless we state otherwise. Your continued access to or use of the Service after changes take effect constitutes your acceptance of the revised Terms. If you do not agree to the revised Terms, you must stop using the Service and may cancel your subscription as described in Section 5. We encourage you to review these Terms periodically.

16. General and Contact

Entire agreement. These Terms, together with the Privacy Policy and Affiliate Disclosure, are the entire agreement between you and us regarding the Service and supersede all prior agreements on the subject.

Severability. If any provision is held unenforceable, it will be modified to the minimum extent necessary or severed, and the remaining provisions will remain in full force and effect.

No waiver. Our failure to enforce any provision is not a waiver of our right to do so later.

Assignment. You may not assign or transfer these Terms without our prior written consent; we may assign them, including in connection with a merger, acquisition, or sale of assets.

Force majeure. We are not liable for any delay or failure to perform due to causes beyond our reasonable control.

Notices. We may provide notices to you by email or through the Service.

Contact us. For questions about these Terms or the Service, contact us at:

• General support: support@cookedaf.ai
• Privacy requests: privacy@cookedaf.ai
• Mailing address: [Registered Entity Name], [Registered Business Address]

Effective / last updated: June 9, 2026.